Available exclusively via the in1bank app
本服务仅支持通过合壹银行手机App提交申请
To get started, you’ll need to open a bank account with us.
Click "GET THE APP" to begin.
Deposit funds into your in1bank account (see steps below).
Once your funds have arrived, log in to the app and follow these steps:
Go to "in1Deposit" ➞ "Create a new in1Deposit today" ➞ Select the 4.38% – 90 days option and complete your term deposit setup.
您需要先在合壹银行开设一个账户。
点击页面右上角的“立即下载”按钮开始操作。
将您的资金汇入合壹银行账户（具体步骤见下方）。
资金到账后，请登录合壹银行的App 并按照以下步骤进行操作：
进入 “合壹定存账户” ➞ 点击 “在今天创建一个新的合壹银行定存账户” ➞ 选择 4.38% – 90 天 的选项，并完成定期存款申请。
Simply log in to the app and follow these steps:
Go to "in1Deposit" ➞ "Create a new in1Deposit today" ➞ Select the 4.38% – 90 days option and complete your term deposit setup.
请登录合壹银行的App，并按照以下步骤进行操作：
进入 “合壹定存账户” ➞ 点击 “在今天创建一个新的合壹银行定存账户” ➞ 选择 4.38% – 90 天 的选项，并完成定期存款申请。
Locate your account information – including your BSB and account number.
Your account details are displayed at the top of the screen (as shown in the image on the right).
In this example, the BSB is 311-111 and the account number is 008888888.
查找您的账户信息 —— 包括 BSB号码 和 账号。
您的账户信息会显示在屏幕顶部（如右图所示）。
在本示例中，BSB 是 311-111，账号是 008888888。
Important: Deposits into your in1bank account may take one business day to arrive. Please allow sufficient time to ensure your funds are available before the promotion ends.
重要提示： 汇入您合壹银行账户的资金可能需要一个工作日才能到账。请预留足够时间，确保在优惠结束前资金已成功到账。
Easily open a bank account on your phone
轻松便捷通过手机开通账户
Zero fees to open or keep your account. Other fees may apply.
开户和账户管理均免费。其他费用可能适用。
Deposits guaranteed up to $250k per customer under the Financial Claims Scheme (FCS)
每个账户持有人的存款受到政府最多25万澳元的担保
This information is provided by in1bank Limited ABN 62 627 541 011, AFSL & Australian credit licence 515926 and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you.
The Target Market Determination and Terms & Conditions are available on in1bank website. You should read them before deciding to apply for or keep these products.
Interest rates are current as at 15 August 2025 and are subject to change without notice. The advertised rate applies to 90-day Term Deposits for eligible customers who apply through the in1bank app. Minimum deposit of A$3,000 and maximum of A$1,000,000 per customer applies.
in1bank reserves the right to vary or withdraw this offer at any time. Fees and charges may apply.
本信息由合壹银行有限公司ABN（澳大利亚商业编号）62 627 541 011，AFSL（澳大利亚金融服务牌照）和 Australian credit license（澳大利亚信贷许可证 ）515926 提供，未考虑您的投资目标、财务状况或需求。您应自行判断该信息是否适合您。
目标市场确定文件（Target Market Determination) 及条款和条件可在合壹银行官方网站查阅。您在决定申请或持有相关产品前，应仔细阅读相关内容。
利率为截至2025年8月15日的当前利率,可能随时变更，恕不另行通知。所宣传的利率适用于通过合壹银行手机应用申请的合资格客户的90天定期存款。每位客户的最低存款金额为3,000澳元，最高为1,000,000澳元。
合壹银行保留随时变更或取消本优惠的权利。相关费用和收费可能适用。
