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Personal Banking Products


At in1bank, we understand the importance of saving and growing your wealth. That's why we offer our fully flexible and high earning in1Deposit specifically designed for you.



合壹银行了解储蓄和增加财富的重要性。 因此我们提供专为您设计、完全灵活且高收益的合壹定存。

Featured rates

Earn an additional 0.1% on top of your rate if you choose to rollover your in1Deposit at the time of creation.


如果您在创建您的合壹定存时选择展期再投资,则可在费率基础上额外赚取 0.1%的收益。

4.43% p.a. for 4 months

4.61% p.a. for 6 months

4.50% p.a. for 12 months

年化 4.43% 4 个月

年化 4.61% 6 个月

年化 4.50% 12 个月

Competitive Interest Rates

Our in1Deposits allow you to lock in a competitive interest rate, so you can earn more on your savings and achieve your financial goals faster. Choose how often you receive interest payments.


合壹银行的合壹定存可让您锁定具有竞争力的利率,这样您就可以从储蓄中赚取更多收入,更早地实现您的财务目标。 选择您收到利息付款的频率。

Fully Flexible Terms

Need a 88-day deposit, or some other specific term duration? We understand that different individuals have different savings and liquidity needs. That's why you can set the exact number of days you wish to invest for in your in1Deposit, so your funds are available precisely when you need them.


需要一个88 天的存款或其他特定期限吗? 合壹银行了解不同的人有不同的储蓄和流动性需求。 因此,您可以灵活设置您合壹定存投资的确切天数,以确保您的资金就可以在需要时逢时到期。

Secure and Convenient

Your peace of mind is our priority. As a fully regulated Australian bank, we offer our customers the same level of security and peace of mind as any other Australian bank, with the protection by the Financial Claims Scheme (FCS).



Take control of your financial future and secure your savings with our in1Deposits.

Open your in1Account today to create an in1Deposit.

Open in1Account

Experience the convenience, value and personalised service that in1bank offers. Join our growing family of satisfied customers and benefit from our expertise and commitment to excellence through the adoption of digital/mobile technology.





Can't find what you're looking for? Don't worry! Our customer support team is ready to assist you. Reach out to us via Chatbot, email, or phone. We're dedicated to providing you with the best mobile digital banking experience.

Contact us

找不到您需求的内容?不用担心!我们的客服团队随时准备为您提供帮助。 通过我们的聊天机器人、电子邮件或电话联系我们。 我们致力于为您提供最佳的移动数字银行体验。


Disclaimer: It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.
Any application is subject to approval by in1bank. Terms and conditions apply and are available at Fees and charges may be payable.

This information is provided by in1bank Limited. Read our Financial Services Guide available at for information about our services, as well as our target market determination. All information on this website is subject to change without notice.

Apple, Apple Pay, the Apple logo, and the Apple Pay logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Google, Google Play, Google Pay, Google Cloud Platform, the Google logo, the Google Play logo, the Google Pay logo, and the Google Cloud Platform logo are trademarks of Google LLC., registered in the U.S. and other countries.




此资料由in1bank Limited(合壹银行)提供。请参阅我们的金融服务指南(以了解我们的服务信息,以及我们各产品的目标市场定位文件。本网站的所有资料如有更改,恕不另行通知。

Apple、Apple Pay、Apple的标志和Apple Pay标志是Apple Inc.在美国和其他国家注册的商标。App Store是苹果公司在美国和其他国家注册的服务商标。

Google、Google Play、Google Pay、Google Cloud Platform、Google的标志、Google Play的标志、Google Pay的标志和Google Cloud Platform的标志均为Google LLC.在美国和其他国家和地区注册的商标。